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Pre-Need Funeral Insurance


More and more people today are choosing to preplan their own or a loved one’s funeral as an alternative to having others make the decisions for them.  

Three fundamental benefits of planning a funeral in advance are:

  • The peace of mind that comes with knowing your wishes have been made known and the details taken care of.

  • The comfort of knowing your family will not have to make funeral arrangement decisions during the difficult time of their initial grief.....     



Christian Ponciano

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Professional Insurance Agent, Pre-Need Funeral Insurance, Life Insurance with Living Benefits, Covered CA, Medicare advantage HMO's

On the go travel Plan,

Mental Health Advocate, Community Leader

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Isela Ponciano

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Professional Pre-planning advisor, On the go travel plan Coordinator, Mental Health Advocate

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Magdalena Torres

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Magdalena Torres Life Insurance and Pre planning Professional and Certify Income Tax Preparer

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Erwin Ponciano

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Professional Insurance

Pre-Need funeral Insurance, Medicare Advantage HMO'S, Drug and Alcohol Counselor, Chaplain and Community Leader

Pre-Need funeral insurance

We can help you prepare for the future and bring peace of mind to your loved ones.  

A Pre-Need funeral insurance helps you plan ahead your own funeral or your loved ones. Even if you already have Life Insurance, being preparae for this specifically event will help your family even more. Don't leave them with the difficult task of having to go shopping around for a funeral home and the type of service they will choose. Make it easier for them..

Some of the benefits are:

  • Lock in the current funeral cost

  • No Medical Exam

  • Pay it off completely in 1,3 or 5 years    

1. Pre- Need Funeral Insurance 

2. Life Insurance with Living Benefits


Romantic Walk in Sunset


Todo parecia bien, estabamos platicando y derrepente callo al suelo, con dolor en su pecho.  fue la ultima vez que hable  con ella, no estabamos preparados para este momento , no estaba trabajndo y la familia ayudo en lo que pudo


El se prepararo con un seguro funeral cuando murio en el 2011, lo unico que hice fue levantar el telefono y notificar a la funeraria, ellos se encargaron de todo, ya no salio ni un centavo de mi bolsa


Me dijo que regresaba pronto, solo hiba a la tienda. Un carro le pego de lada y se fue. No estamos preparados , eramos muy jovenes y saludables para  pensar en eso

You Are Not Alone

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Grief may be experienced in response to physical losses, such as death, or in response to symbolic or social losses such as divorce or loss of a job.  The grief experience can be affected by one’s history and support system. Taking care of yourself and accessing the support of friends and family can help you cope with your grief experience.

There is no right way to grieve. It is an individual process and a natural part of life. Life won’t be the same after a loss, but experiencing your grief will allow you to adjust to life after loss.

Grief lasts as long as it takes to adjust to the changes in your life after your loss. It can be for months, or even years. Grief has no timetable; thoughts, emotions, behaviors and other responses may come and go.

We have partner with Rebuild 52 International a 501 C3 Non-Profit to provide a Group Support for those grieving and wanting to have spiritual support. We also have resources available to the community at no cost to them.  For more info



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